How much does physical therapy cost without insurance in Austin?

At Reclaim Physical Therapy, $195 per visit — for a full hour, one-on-one, with a fellowship-trained orthopedic specialist. No deductible, no surprise bill, no separate facility fee.

The initial evaluation is $195 and runs about an hour. Each follow-up visit is also $195. That is the entire price list.

People are often surprised that paying out of pocket can work out favorably. A few reasons it does. First, if you have a high-deductible plan, you are frequently paying the full negotiated rate for in-network visits anyway until that deductible is met — you are just paying it through a slower and less transparent process. Second, an insurance-based clinic is typically paid per visit, which creates pressure toward more visits with less of the therapist's actual time in each one. Third, the number of visits is decided here between you and your therapist, not by a utilization reviewer who has never seen you move.

The honest counterpoint: if you have a low-deductible plan with good outpatient therapy coverage, in-network care may well cost you less per visit. That is a real consideration and worth checking before you book anything.

Two things worth asking us about before you book: whether a superbill is available for your visits — that is an itemized receipt you submit to your insurer yourself for possible out-of-network reimbursement — and which payment methods we take, including HSA and FSA cards. Both are quick questions to settle over the phone.

Before you spend anything, the in-person consultation is free. About 30 minutes, no obligation, and a straight answer about how many visits your problem is likely to take.

Call (512) 772-3196 or book your free consultation.